Twyp – Mobile payment for everything and everyone

Twyp is an app (very lovingly) created by ING to make paying that much easier for everyone. We say everyone because you can use it if you are already 14 years old and also because, it doesn’t matter who you bank with (or even if you have no bank). It is of course free of charge and there are no commissions.

WHAT CAN YOU DO WITH TWYP?

You can SEND AND REQUEST MONEY from your friends, family… instantly! So, it is perfect, as well as many other things, to send money from parents to children from mobile to mobile.

PAY IN ANY STORE which accepts contactless payments (nearly all) thanks to your Twyp virtual pre-pay card which you can add to Google Pay. Also, your purchases online, on videogames, on apps… If you are already 14 years old, this card is also for you even if you do not use a bank ;)

Twyp is the only app you can WITHDRAW MONEY WITH WHEN YOU SHOP IN STORES. In fact, there are thousands of Twyp stores all over Spain in which you can save time and commissions. Find your nearest store in the “Cash” section.

Also, when you pay with Twyp you can benefit from DISCOUNTS AND EXCLUSIVE PROMOTIONS in which you can save money.

WHY YOU WILL LIKE IT

Because it is FREE. No fees, commissions or anything odd like that.

Because YOU DON’T NEED A BANK. If you already have one, fine, if not that is fine also.

Because if you are already 14 YEARS OLD, YOU CAN ALREADY USE IT

Because it is VEEERY SAFE. After all, it is an app created by ING.

If you would like to know more about us, take a look on twyp.com.

If you have any doubts or suggestions, write to us at support@twyp.com, we will be delighted to answer any questions!

About the Twyp card:

To use the Twyp pre-pay card, the user (or their legal guardian in the case of minors between 14 – 17 years old), has to accept the terms and conditions of the app. You may not exceed the limits established by Twyp in your purchases.

On limitations of use:

If you are already a customer of ING, there is no annual limit on your transactions in Twyp stores and you may send and receive money up to an annual limit of 5000 €. If you are not an ING customer, the limit of your Twyp transactions is 999 € per calendar year.

On withdrawing money:

When you shop in any of the thousands of Twyp stores, you can also withdraw money in them with no commission (from 20 € up to a maximum of 150 €). Remember: there is no minimum amount for your purchases, and you can identify the Twyp stores in the app or by the badges you will see in each establishment.

You can always consult the terms and conditions of the app, the Twyp card or the legal guidelines of the promotions in twyp.com

Twyp是一款由ING创建的应用程序（非常爱心），可以让每个人都更轻松地付费。我们之所以说每个人都是因为如果你已经14岁就可以使用它，也因为你和谁一起（或者即使你没有银行）并不重要。它当然是免费的，没有佣金。

你可以用TWYP做什么？

您可以立即向您的朋友，家人发送和请求金钱！因此，从父母向孩子们汇款，从手机到手机都是完美的，还有很多其他的东西。

借助您可以添加到Google Pay的Twyp虚拟预付卡，支付任何接受非接触式付款的商店（几乎全部）。此外，您在线购买，视频游戏，应用程序...如果您已经14岁，即使您不使用银行，此卡也适合您;）

当您在商店购物时，Twyp是唯一可以提取金钱的应用程序。事实上，西班牙各地有成千上万的Twyp商店，您可以节省时间和佣金。在“现金”部分找到离您最近的商店。

此外，当您使用Twyp付款时，您可以享受折扣和独家促销，从而节省资金。

为什么你喜欢它

因为它是免费的。没有任何费用，佣金或任何奇怪的东西。

因为你不需要银行。如果你已经有一个，那很好，如果没有那也没关系。

因为如果你已经14岁了，你就可以使用它了

因为它是VEEERY SAFE。毕竟，它是由ING创建的应用程序。

如果您想了解更多关于我们的信息，请访问twyp.com。

如果您有任何疑问或建议，请发送电子邮件至support@twyp.com，我们将很乐意回答您的任何问题！

关于Twyp卡：

要使用Twyp预付卡，用户（或未成年人14至17岁之间的法定监护人）必须接受该应用的条款和条件。您购买时不得超过Twyp规定的限制。

关于使用限制：

如果您已经是ING的客户，那么您在Twyp商店的交易没有年度限制，您可以发送和接收最高5000欧元的年度限额。如果您不是ING客户，Twyp交易的限额为每个日历年999欧元。

提款：

当您在数千家Twyp商店中的任何一家购物时，您也可以在没有佣金的情况下取款（从20欧元到最高150欧元）。请记住：您的购买没有最低金额，您可以在应用程序中识别Twyp商店，或者在每个企业中看到徽章。

您可以随时查阅应用程序的条款和条件，Twyp卡或twyp.com中促销的法律指南